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Now more individuals and families in Minnesota can get low cost or free health insurance, even if they already have a health or mental health condition. MNsure offers multiple health plans from insurance companies all in one easy-to-shop location. Consumers will be able to compare plans side-by-side to see how price coverage and features differ. MNsure is also the only place Minnesotans can go and see if they qualify for federal tax credits to help pay health insurance premiums. A single individual earning less than $45,000 a year or a family of four earning less than $94,000 a year, will likely qualify for a tax credit. As a MNsure Official Partner, NAMI Minnesota is helping spread the word about MNsure, as well as assisting people to enroll. See how you can benefit by visiting MNsure.org or by contacting Donna Hagemann at Western Mental Health Center at 507-532-3236.

Two important notes:

  • All plans under MNsure must provide mental health and substance use disorder treatment, and must follow mental health parity laws.
  • There are no exclusions or waiting periods for individuals with pre-existing health conditions.
  • Medicaid (Medical Assistance) is expanding so that single adults can qualify based on income alone (and not disability).
  • MinnesotaCare will no longer have waiting periods, limits on hospital coverage or a $1000 co-pay for hospital care.